Race/Color In Credit/Insurance
The Equal Credit Opportunity Act [ECOA]
15 U.S.C. 1691 et seq. prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because an applicant receives income from a public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.
Civil Rights Division | The Equal Credit Opportunity Act (justice.gov)
Resources:
- Research-Paper_Defining_Discrimination_In_Insurance.pdf (casact.org)
- How Race Impacts Credit: The History And Effect On Lending Practices | Bankrate
- Credit Discrimination | Consumer Advice (ftc.gov)
- How Local Differences in Race and Place Affect Mortgage Lending | Urban Institute
- Know Your Rights | Race, Ethnicity, or National Origin-Based Discrimination | ACLU
