12 CFR Part 1002 - Equal Credit Opportunity Act (Regulation B)

12 CFR Part 1002 - Equal Credit Opportunity Act (Regulation B) | Consumer Financial Protection Bureau (consumerfinance.gov)

Credit transactions and aspects of credit transactions include:

• Consumer credit
• Business credit
• Mortgage loans
• Refinancing
• Open-end credit
• Credit applications
• Standards of creditworthiness
• Denial of credit
• Servicing and collection
• Revocation, alteration, or termination of credit

The regulation covers topics such as:

• Discrimination
• Discouragement
• Notification of action taken (including adverse action)
• Appraisal and other written valuations
• Special purpose credit programs
• Limitation on collection of certain protected information
• Self-testing and self-correction
• Evaluation of applications
• Signature requirements
• Mandatory information collection for monitoring purposes